Interchange Plus is the most competitive pricing structure in the industry. The term Interchange Plus is used to describe a merchant’s pricing model where a fixed markup is applied directly to the interchange fee published by Visa, Mastercard, and Discover. Being the most competitive pricing structure in the industry, Interchange Plus is highly transparent and allows businesses to see exactly how much they’re paying for each part of the service. Businesses with higher transactions volumes or transactions that vary greatly in size, Interchange Plus tend to be more cost-effective.

Processing Rates with Interchange Plus

0.25%-0.75%

*Rate depends on merchant’s monthly volume, annual volume, and average transaction*